Paji SplitlyPaji Splitly

Why Paji Splitly

We believe money should never get in the way of relationships — clear records build trust.

Here are common bill-splitting pain points and how Splitly solves them in practice.

1) Too many transfer steps after settlement

Scenario: A trip ends with multiple cross-debts and people keep forwarding money in long chains.

Splitly approach: Show a minimum-transfer path so everyone can settle with fewer steps.

Path: Add expenses → set payer and participants → open Results → follow minimum-transfer suggestions

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2) Team blocked because some members don’t want to register

Scenario: An event starts quickly, but requiring account setup blocks contribution.

Splitly approach: Use guest mode first, then invite collaborators when needed.

Path: Enter as guest → create bill and members → add expenses → share link when collaborative editing is needed

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3) No traceability after edits, causing disputes

Scenario: Someone updates amounts or split rules and the group only sees the final state.

Splitly approach: Keep a bill modification log and show impact before risky changes.

Path: Edit expense → review impact prompt → confirm update → verify before/after in modification log

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4) Different devices show different numbers

Scenario: One person edits on mobile, another checks on tablet, and totals don’t match.

Splitly approach: Enable cloud sync across devices after login for shared consistency.

Path: Login → open same bill → share link with participants → everyone edits and reviews a single synced state

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5) Doing currency math by hand on overseas trips

Scenario: A trip spans several currencies and someone keeps converting receipts in their head.

Splitly approach: Record expenses in multiple currencies; the app converts them to your settlement currency using the bill's rates before splitting.

Path: Add expense → pick its currency → (add a rate if new) → settle in one currency

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6) All settled up, but still asking for account numbers

Scenario: The math is done, yet everyone still messages back and forth asking "what's your account?"

Splitly approach: Keep your payment info and share it to the bill, so members see who to pay and how right in the settlement details.

Path: Payment Info → save your account / link / QR → share to bill → payees appear in settlement

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7) Afraid the math is wrong, hard to trust

Scenario: People hesitate to pay because they can't see why a number turned out the way it did.

Splitly approach: Settlement is explainable — open the breakdown to see exactly why each payment is owed.

Path: Open Results → tap a settlement → view breakdown by source

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